Troy Homes under $400,000

Welcome to Troy, Texas – a charming gem nestled in Bell County that perfectly balances small-town warmth with modern conveniences. This delightful city is known for its friendly community, picturesque landscapes, and a rich tapestry of local culture. With a population that embraces both tradition and progress, Troy offers an inviting atmosphere for families, retirees, and young professionals alike.

One of the most appealing aspects of living in Troy is the affordability of housing. Here, you’ll find a variety of homes available for under $400,000, making it an ideal location for first-time buyers or those looking to downsize without compromising on comfort or quality. From cozy single-family homes to spacious properties with sprawling yards, there’s something for everyone in this tight-knit community.

Troy’s strategic location provides easy access to nearby cities, including Killeen and Temple, ensuring that residents can enjoy the tranquility of small-town life while still being close to urban amenities. The city boasts excellent schools, recreational parks, and local shops, fostering a sense of community and belonging.

Outdoor enthusiasts will appreciate the scenic beauty surrounding Troy, with ample opportunities for hiking, biking, and enjoying nature. Plus, the warm Texas climate means you can enjoy outdoor activities year-round!

Discover the charm of Troy, Texas, where affordable homes meet a vibrant community spirit. Whether you’re looking to plant roots or invest in a new beginning, Troy is ready to welcome you home. Don’t miss your chance to be a part of this wonderful city!

Newest Troy Homes under $400,000

$285,000

3 Beds ⋅ 2 Baths ⋅ 21383199 MLS

Welcome to this charming 3-bedroom, 2-bath brick home situated on a spacious 1-acre lot in Troy ISD. Located on a quiet cul-de-sac, this property offers comfortable living with plenty of space both inside and out. The kitchen features Solid Surface countertops, a glass electric cooktop, built-in oven, breakfast bar, and an open flow into the dining area. A bay window adds character and natural light, while the living room offers a brick hearth and wood-burning fireplace for a warm and inviting atmosphere. The primary suite includes a spacious walk-in closet with ample storage. A 2-car garage and storage shed provide additional convenience and space for your belongings. Enjoy the peaceful setting and room to spread out.

484 Thompson Rd, Troy

$310,000

4 Beds ⋅ 2 Baths ⋅ 21369181 MLS

Welcome home to this spacious 4-bedroom, 2-bath home offering 2,190 square feet of comfortable living space! Located right in the heart of Troy, Texas this home was built in 1972, this well-designed home features two living areas, providing plenty of room for relaxing, entertaining, or creating a dedicated space for everyone. A formal dining area offers the perfect setting for family meals and gatherings. The generously sized bedrooms provide ample space, while abundant storage throughout the home helps keep everything organized. Step outside to enjoy the covered patio overlooking the large, fenced-in backyard—perfect for pets, play, entertaining, or simply enjoying the outdoors. A storage shed provides additional space for tools, equipment, and outdoor belongings. With its spacious floor plan, generous storage, and inviting outdoor space, this home is ready for its next chapter!

311 S College Ave, Troy

$199,000

3 Beds ⋅ 2 Baths ⋅ 21278274 MLS

Former Model Showcase Home! Discover the popular 'Nolan' floor plan by Flintrock Builders—a beautifully designed townhome offering 3 bedrooms, 2 bathrooms, and 1,174 square feet of thoughtfully crafted living space. This home features durable, low-maintenance sand and seal concrete flooring throughout, a fully sodded yard with a privacy fence and irrigation system, and a modern kitchen equipped with stainless steel appliances including a microwave, stove, and dishwasher. Ceiling fans in both the Primary Suite and Family Room provide added comfort year-round. Don't miss the opportunity to view this beautiful property!

1018 College Ave, Troy

$330,500

2 Beds ⋅ 1 Baths ⋅ 21222608 MLS

Discover the beauty of refined country living on 10+ acres in Troy. This fully renovated 2-bedroom, 1-bath home offers 1,015 square feet of thoughtfully designed space, perfectly positioned to capture breathtaking sunrises and sunsets across wide open skies. From the inviting front deck to the covered back porch, every detail is designed to embrace the outdoors and the peaceful rhythm of ranch-style living. Inside, the home showcases cohesive flooring throughout, recessed lighting, ceiling fans, and warm natural woodwork that adds character and charm. French doors enhance the flow of the home, while expansive natural light creates an inviting, airy atmosphere. The kitchen is both stylish and functional, featuring Whirlpool stainless steel appliances, Quartz counters with ample workspace, and a seamless connection to the main living areas; ideal for everyday living or hosting guests. Step outside and experience the true value of this property, over 10 acres of open land offering endless possibilities, whether you envision a private retreat, hobby ranch, or simply space to roam and unwind. Enjoy the quiet, serene lifestyle of the countryside with room to grow and create your vision. Conveniently located with easy access to I-35 and within reach of Austin and Waco, this property offers the perfect balance of privacy and accessibility.

13390 Bendle Rd, Troy

$369,000

3 Beds ⋅ 2 Baths ⋅ 20975303 MLS

This delightful 3-bedroom, 2-bathroom Bartlett plan offers an invitation to a lifestyle of ease and elegance. As you step into the open-concept design, you'll be greeted by a sense of spaciousness that enhances the overall living experience. The heart of the home is the well-appointed kitchen, seamlessly integrated into the living space, making it perfect for both daily living and entertaining guests. Each guest bedroom boasts generous dimensions, providing plenty of room for furnishings and personal belongings. The master bedroom features a vaulted ceiling that adds a touch of grandeur, and the spacious master closet provides ample storage for your wardrobe and accessories. Indulge in luxury within the master bathroom, where a large walk-in shower with a zero-threshold entry creates a spa-like atmosphere. This thoughtful design not only adds convenience but also exudes modern elegance. Additional top-tier finishes include custom soft-close cabinets and drawers, wood-look ceramic tile flooring, ceiling fans in the family room and bedrooms, crown molding, energy-saving spray foam insulation, and much more.

505 Magnolia Dr, Troy

Start Your Search

Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

Last updated: